ISOs, ISVs, and PayFacs carry compliance obligations that no payment platform was built to address. Community banks and credit unions face the same gap ahead of regulatory examinations. Veritaq Advisory closes it — AI-assisted assessments, policy documentation, and a remediation plan delivered before the formal assessment.
Each engagement produces a complete set of deliverables — not a list of recommendations.
SAQ type determination, cardholder data environment scoping, gap assessment against PCI DSS v4.0.1, and policy documentation for identified deficiencies — structured preparation for ISOs, ISVs, merchants, and service providers before QSA or ASV engagement. Covers the service provider compliance obligation your payment processor or acquirer's portal doesn't address.
Board-approvable information security policy drafts for each identified gap — Information Security Program, Incident Response Plan, Business Continuity, Vendor Management, and more. AI-assisted generation, delivered as editable documents ready for legal review and board approval.
Structured gap assessment against current examiner expectations for community banks and credit unions. Prioritized findings with regulatory rationale, examiner-aligned gap report, and a board presentation your directors can act on.
Trust Services Criteria gap assessment and control mapping for service organizations and regulated fintechs. Compliance posture reporting aligned to examiner and auditor expectations.
We specialize in the compliance gap between what your payment infrastructure covers and what your actual regulatory obligation requires.
PCI DSS service provider readiness for independent sales organizations and software vendors. Scoping, gap assessment, AI-assisted policy documentation, and AOC preparation — the compliance program no merchant portal or processor platform was built to deliver. We know what a QSA looks for because we spent a decade helping companies prepare for them.
Every ISV that becomes a PayFac inherits a service provider PCI obligation that stalls merchant onboarding and creates unaddressed liability. Veritaq closes the readiness gap before the formal assessment — gap scoring, policy templates, and a remediation plan scoped to your payment model.
FFIEC and NCUA examination readiness, information security policy development, and board-level compliance reporting — without the cost of a full-cycle engagement from a large firm. Examiner-ready documentation built for institutions that need to move fast.
Compliance assessment and documentation for technology firms serving regulated institutions. FFIEC, PCI DSS, and SOC 2 readiness — structured for firms that need to demonstrate compliance posture to their bank and credit union clients.
Most firms take three to four weeks and deliver a gap list. We deliver a complete package — ready for the board, the examiner, or the QSA.
We establish the applicable frameworks, organization profile, and upcoming examination or assessment timeline. Engagement scope and pricing confirmed before any work begins.
A guided assessment mapped to current examiner and QSA expectations. Designed for your IT, compliance, or security lead — no prior framework expertise required.
Gap report with prioritized findings, policy drafts for identified deficiencies, and a stakeholder-ready presentation — delivered within five business days.
Every engagement is structured around the specific regulatory framework your organization is subject to — not generic compliance checklists.
Readiness assessment and SAQ preparation for ISOs, ISVs, community banks, and credit unions that store, process, or transmit cardholder data. Gap documentation and policy drafts structured for pre-QSA and pre-ASV preparation.
The primary supervisory framework for bank technology and cybersecurity. Covers IT governance, risk management, access controls, incident response, vendor management, and business continuity — the domains FDIC, OCC, and Federal Reserve examiners assess.
NCUA cybersecurity and information security requirements for federally insured credit unions, including alignment to the updated Automated Cybersecurity Evaluation Tool (ACET) framework replacing the retired FFIEC CAT.
Gap assessment and control mapping against the AICPA Trust Services Criteria for service organizations handling customer data. Relevant for ISVs, ISOs, and fintech companies whose bank and credit union clients require third-party assurance.
Veritaq Advisory was founded by Rich Doyle, a CISA-certified compliance professional with over a decade of experience across external audit, financial services examination, and in-house GRC leadership. Rich has worked on both sides of the compliance equation — advising regulated institutions on examination readiness and building compliance programs from the ground up inside high-growth fintech companies. That dual perspective shapes how every Veritaq engagement is structured: we know what examiners and QSAs look for because we have spent years preparing organizations to face them.
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