Compliance Readiness Advisory

Ready before the assessor arrives.

Payment software vendors, ISVs, ISOs and embedded payment platforms are asked to prove their compliance posture by QSAs, SSF assessors and SOC 2 auditors, usually on someone else's timeline. Veritaq runs the readiness work first: scope determination, gap assessment, policy documentation and a remediation plan that hold up when the assessor arrives. Community banks and credit unions engage us the same way ahead of examinations, and MSPs bring us in for the clients they already serve. AI accelerates the work. The judgment behind it stays human.

Who We Serve
Payment Software Vendors · ISOs · ISVs · Embedded Payments · Banks · Credit Unions · MSP Partners
Deliverables
Scope Determination · Gap Report · Policy Drafts · Remediation Plan
Frameworks

Aligned to the standards QSAs, examiners, and auditors apply

Every engagement is structured around the specific regulatory framework your organization is subject to, not generic compliance checklists. Each one produces the complete deliverable set: gap assessment with prioritized findings, board ready policy documentation, and a remediation plan mapped to the framework's actual requirements.

PCI DSS v4.0.1

Payment Card Industry

Readiness assessment and SAQ preparation for ISOs, ISVs, service providers, community banks, and credit unions that store, process, or transmit cardholder data. Gap documentation and policy drafts structured for preparation ahead of QSA and ASV engagement.

PCI SSF

Software Security Framework

Scope determination and readiness for software vendors under the Secure Software Standard and the Secure SLC Standard, including v2.0. Which standard applies, which modules, the sensitive asset inventory, and a handoff package built to the assessor's intake. For ISVs, terminal software vendors and platforms that supply payment software to others.

SOC 2

Trust Services Criteria

Gap assessment and control mapping against the AICPA Trust Services Criteria for service organizations handling customer data. Relevant for ISVs, ISOs, and fintech companies whose bank and credit union clients require third party assurance.

FFIEC

IT Examination Handbook

The primary supervisory framework for bank technology and cybersecurity. Covers IT governance, risk management, access controls, incident response, vendor management, and business continuity, the domains FDIC, OCC, and Federal Reserve examiners assess.

NCUA

Credit Union Requirements

NCUA cybersecurity and information security requirements for federally insured credit unions, including alignment to the updated Automated Cybersecurity Evaluation Tool (ACET) framework replacing the retired FFIEC CAT.

NYDFS 23 NYCRR 500

New York Financial Services

New York's cybersecurity regulation for institutions licensed by the Department of Financial Services. Readiness for the governance, access control, risk assessment, and reporting obligations that apply to covered entities operating in New York.

GLBA

Safeguards Rule

The GLBA Safeguards Rule requirements for protecting customer financial information. For banks and credit unions, and for the businesses outside banking the Rule also covers: auto dealerships, CPA and tax firms, mortgage and finance companies, and other financial institutions under FTC jurisdiction.

Who We Serve

Built for payment technology companies and the institutions they serve

We specialize in the compliance gap between what your payment infrastructure covers and what your actual regulatory obligation requires.

Validated and listed

Payment Software Vendors

Software Security Framework readiness for vendors whose software will be validated by an SSF assessor and listed by PCI SSC. A deterministic scope determination first: which of the two standards applies, which modules, and why. Then the sensitive asset inventory, the gap assessment against the applicable objectives, and a handoff package built to the assessor's intake.

Ahead of the QSA

ISOs & ISVs

PCI DSS service provider readiness for ISOs and ISVs. Scoping, gap assessment, policy documentation, and the package the QSA starts from: the compliance program no merchant portal or processor platform was built to deliver.

Becoming a PayFac

Embedded Payments & PayFacs

Every ISV that becomes a payment facilitator inherits a service provider PCI obligation that stalls merchant onboarding and creates unaddressed liability. Veritaq closes the readiness gap before the formal assessment, scoped to your payment model.

Ahead of the exam

Community Banks & Credit Unions

Examination readiness, safeguards alignment, information security policy development, and board level compliance reporting, without the cost of a full cycle engagement from a large firm. Examiner ready documentation for institutions that need to move fast.

How It Works

The complete package, five business days after your final session

Most firms deliver a gap list. We deliver the package: gap report, policies, and a remediation plan, ready for the board, the examiner, the auditor or the assessor.

1

Scoping Call

We establish the applicable frameworks, organization profile, and upcoming examination or assessment date. For PCI SSF, a deterministic scope determination tells you which standard and modules apply before any work is priced. Scope and pricing confirmed before any work begins.

2

Working Sessions

A structured assessment mapped to current examiner, auditor and assessor expectations, run live with the people who own each area. A single-lead organization typically completes this in one session. A multi-team organization runs one session per owner, scheduled at your pace.

3

Deliverable Package

Gap report with prioritized findings, policy drafts for identified deficiencies, remediation plan with owners and target dates, and a stakeholder ready summary, delivered within five business days of your final session.

Five business days from your final session to the full package.
A single-lead engagement usually completes inside a week. A multi-team or multi-product engagement runs one session per owner, typically four to six weeks, set by your calendar rather than ours.
Start an Engagement →
Our Approach

The consulting model is moving. We are moving with it.

Advisory work is being rebuilt around AI. Engagements that once ran for months now close in weeks. Veritaq is built for that shift rather than pretending it is not happening. But faster is not the same as automated. The mechanical work runs on AI. The judgment, the interpretation, and the accountability for what an examiner or QSA will actually accept stay with a practitioner. That is the line we hold, and it is the line that keeps the work defensible.

Built for the shift

Accelerated, not automated

AI compresses the drafting, control mapping, and first pass scoring that used to consume an engagement. The work that takes experience still gets it. You get the speed of software with the judgment of an advisor who has sat across from examiners and QSAs.

Deterministic

Grounded, not guessed

Assessments run on a deterministic engine. Scoring, SAQ routing, and requirement mapping follow encoded logic drawn from the standards themselves, so the same inputs produce the same assessment every time. AI drafts the language. The logic underneath does not improvise.

Integrity

What the examiner will find

Every conclusion is reviewed and owned by an experienced practitioner. We tell you what an examiner or QSA will actually see, not what a model hopes. Honest readiness you can defend, never a false sense of compliance.

Independence by design

Readiness and verification stay separate

We prepare organizations for the people who verify them. Formal attestations and certified audits come from independent CPA firms, Qualified Security Assessors and PCI SSF Assessor Companies, exactly as professional standards intend, and we coordinate with them rather than compete with them. You get an advisor with no incentive to grade their own homework, and a deliverable built to hold up when the verifier arrives.

Partner Channel · MSPs & IT Service Providers

Compliance delivery for the clients you already have

Compliance requests from your clients rarely fit the services you sell, and hiring a compliance lead rarely pencils out. We deliver the engagement for your client, on a referral or white-label basis, with scope and pricing agreed before work begins.

The arrangement

Referral or white-label, your choice

Introduce us and step back, or have the deliverables carry your brand with Veritaq named as the preparer. Either way, the client relationship stays with you.

The engagement

Defined, repeatable, easy to offer

Scoping call, structured assessment, a findings register with an owner ready action plan, and policy drafts your client's board can act on. Scope and pricing agreed up front.

Your book

Built for the clients you already have

Merchants under card network requirements. Dealerships, accounting firms, and lenders with federal safeguards obligations. Software companies asked for security assurance. Banks and credit unions ahead of examinations.

The handoff

One point of contact, end to end

When an engagement calls for a formal attestation, a certified audit, or specialized testing, we help your client engage the right specialists and coordinate the work through completion.

Add compliance to your line card without hiring for it.
One conversation to scope the partnership. Bring a client scenario and we will walk through exactly how delivery works.
Talk Partnership →
About

We have sat on both sides of the table.

Veritaq Advisory was founded by a CISA certified compliance professional with over a decade of experience across external audit, financial services examination, and in house GRC leadership.

We have worked on both sides of the compliance equation, advising regulated institutions on examination readiness and building compliance programs from the ground up inside high growth fintech companies. That dual perspective shapes how every Veritaq engagement is structured: we know what examiners and QSAs look for because we have spent years preparing organizations to face them.

Schedule a Consultation →